Policies Vary

Specific risks are generally covered by most Homeowners Insurance policies, but they will probably have exclusions. Coverage for mold usually depends upon the reason the mold formed. If you live near a body of water or in a flood-prone area, then the answer would probably be yes, NJ Homeowners Insurance will cover Mold Inspection and Testing.

Mold Testing NJ-NY is a certified Mold Inspection and Testing service working in Bergen County NJ, where we are located, and surrounding NJ and NY locations. We can discover the origin of the mold in your home and what caused it to form and grow. This will help determine whether or not your NJ Homeowners Insurance covers mold testing.

Why Do You Have Mold Forming In Your Home?

Usually mold will form as a result of standing moisture. The cause of mold in your home will generally determine whether or not mold inspection and testing is covered under your Homeowners Insurance policy. Moisture in the home is sometimes the result of plumbing problems, a lead in the roof, a crack in the foundation or frozen pipes. All of these reasons for the formation of mold, and taking into account the unexpected, may cause moisture and therefore mold to form.

Seek Help From A Professional

The reason mold is forming in your home is essential for the determination of whether or not it is covered by your Homeowners Insurance. Your insurance agent can help you to find out what your policy covers. A professional mold inspection and testing service, like Mold Testing NJ-NY can tell you the cause of mold, where it is located, and the extent of the mold growth. We can inform you of the existence of mold and how it began. Let our extensive experience be your guide to knowing if testing for mold is covered under your Homeowners Insurance. For a professional evaluation of the mold situation in your home, call Mold Testing NJ-NY at (201) 658-8881 to make an appointment.